What Happens When You Have A Car Accident Outside Your State?

During the winter months, you might feel like traveling to a warmer climate. However, while you are driving, you may find yourself in a car accident while you are out of state. At this point, you might wonder what the best steps are to take in order to have the best possible outcome. With these types of accidents, you will want to consult with a car wreck lawyer at some point.

Paying for Your Damages

In many cases, you will need to rely on your insurance provider. You might be considered at fault, you may have no-fault insurance, or you may not be able to find out who was responsible for the accident. However, you will need to consider if your insurance carrier will cover you outside of the state in which you are insured. The good news is that your insurance policy will follow you if you are carrying no-fault insurance.

Speaking with an Attorney

How a claim is filed is very different depending on the state in which you suffered the accident. Therefore, you will want to speak with an experienced attorney about how you should go about the process. One of the complications you might face is if you are from a no-fault state and you are involved in an accident in an at-fault state. The individual who is considered to be at fault will pay for the damages.

You may also be required by law to file a claim with the other driver's insurance provider if you are injured during the accident depending on the state where the accident occurred. Therefore, you will need to consult with an attorney regarding whether you are meeting all of the requirements necessary for at-fault states.

Your Rights to a Lawsuit

Fortunately, if you feel like you will need to file a lawsuit, you may have an easier time doing so in an at-fault state. When you file a lawsuit, you will have the option of having a bench trial where your case is seen by a judge or a jury trial. You will also have the option to represent yourself or to receive legal representation from a car wreck lawyer who will attend court to represent you. However, settling out of court is generally a better idea because of the following:

  1. You do not risk losing the case
  2. The process is much faster
  3. Settling out of court is less expensive

However, each situation is different, and you may have a unique situation where a trial would make more sense.