3 Types Of Benefits Available Through Workers' Comp

All employers are required to maintain workers' compensation insurance. The workers' comp program is designed to offer financial help to employees who are injured at work or become ill due to work-related exposure. 

Many people are surprised to learn that there are many different types of benefits available through workers' comp. Working with an experienced attorney will help you access all of the benefits that you are entitled to when filing a workers' compensation claim.

1. Medical-Related Benefits

Medical benefits are probably the most widely known of the benefits available through workers' comp. Unfortunately, injured employees may not always understand the full scope of the medical-related benefits they are entitled to.

Your attorney can help you not only request financial compensation for medical treatment but for other expenses related to that treatment as well. Medical-related benefits can include compensation for the cost of any testing or lab work, pharmaceuticals prescribed by a physician, and even gas or mileage costs when you have to travel to an appointment.

2. Supplemental Job Displacement Benefits

It may be impossible for you to perform your old job duties after you have been injured in a work-related accident. Your employer is required to accommodate your disability by creating a new position that you are able to fill. If this isn't possible, you are entitled to supplemental job displacement benefits through workers' comp. Supplemental job displacement benefits can help you pay for training and education in a new career field that is better suited to accommodate your new physical limitations.

Your attorney will be able to help you determine if you should file for supplemental job displacement benefits when submitting a workers' comp claim.

3. Temporary and Permanent Disability Benefits

A workplace injury can seriously compromise your ability to generate an income. Temporary and permanent disability benefits are designed to help fill the income gap while you recover from your injury. Temporary disability benefits will provide financial support if you need time to heal from your workplace injury but will be able to return to your job once the healing process is complete.

If your injury led to a lifelong loss of performance or inability to work, then you can request permanent disability benefits to help you access the financial help you need.

Working with an experienced attorney as you file for disability benefits will ensure that you receive the full amount you are entitled to under the law. Contact a local workers' compensation attorney to learn more.